Union Bank Jobshttp://jobs.unionbank.com2012-05-16 20:44:42.657664USABREATitle: CUSTOMER SERVICE ASSOCIATE JAPANESE CLIENT SERVICES - 1ST SHIFT Location: CALIFORNIA-BREA Invest in your career. Invest in your future. Are you looking for a new and exciting part-time Customer Service Associate position within our Japanese Client Services department to make your mark in your career path? Union Bank has a great opportunity for an experienced Customer Service Associate to be the driver behind providing excellent customer service for our internal and external clients of Bank of Tokyo Mitsubishi (BTMU) Japanese Customer Service Unit. Job Summary: A Customer Service Associate is responsible for providing extraordinary customer service to the Japanese deposit customer of the Bank. Resolve problems, answer questions, handle transaction, arrange for special requests, and make decisions under assigned authority. Provide a high level of responsiveness when working with clients and account officers/sales officers regarding a customer relationship. Analyze data and make recommendation as to exposure and possible risk to the bank on, new accounts, wire transfers, book transfers, overdraft conditions and uncollected funds usage. Job Details: Major responsibilities include: * Handle requests from customers for deposit related activities such as the opening of new accounts and time deposits, wire transfers, stop payments, issuance of cashier's checks, foreign drafts and problem resolution. * Respond to and resolve customer inquiries regarding deposit products, account analysis, service charges, and cash management services. * Resolve routine problems of limited scope and complexity following established policies and procedures. * Work with bank and regulatory policies and procedures that are associated with bank products and services * Coordinate with various bank departments in the identification and resolution of operational issues. * Review credit report, gather information, recommend items to be returned or paid and inform account officers of any OD, NSF, or UCF situation. * On a daily basis, will need to read, translate, and write in the Japanese and English languages * Will work with Microsoft and Bank applications (Word, Excel, OASIS, Lotus Notes, RUMBA, CCRTS) on a daily basis Required: * Must be able to work on the 1st shift with the hours of 6:00 AM - 2:30 PM * 1 year of demonstrated business experience and knowledge experience with customer service within a call center or banking environment that can communicate (verbal and written) and use their interpersonal skills in both English and Japanese * 1 year of demonstrating basic knowledge and understanding of banking deposit account products and services * 1 year of demonstrating the ability to work independently and efficiently with minimal supervision in a high productivity and time sensitive environment, demonstrating excellent organizational skills. * 1 year of demonstrating previous experience in working with sensitive information that requires close attention to detail. * 1 year of demonstrating previous experience in working in an environment that requires good decision making skills, demonstrating flexibility, originality and resourcefulness for creative and innovative solutions in problem solving * 1 year of demonstrating previous experience in working in an role that requires a high level of accuracy and flexibility in work assignments, producing a high volume of work in a timely manner, never sacrificing quality of work for quantity of work * 1 years of demonstrating business experience and knowledge of computer skills, Microsoft (Word and Excel) Preferred: * 1 years of demonstrating business experience and knowledge of Bank applications (OASIS, Rumba, Lotus Notes, and CCRTS) The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified. Why Work for Union Bank? * We are a financially strong and stable bank. * We value workplace diversity * We are committed to the training and development of our employees * Innovative vacation benefits At Union Bank, our people are our greatest asset. We are one of the largest banks in California with a longstanding reputation for professional training and career development. In addition to investing in our employees, Union Bank has established a generous community reinvestment program that works to uplift communities and watch them grow. We invest in a diverse workforce as our employees come from many different backgrounds, bringing with them different experiences and perspectives. Union Bank offers a competitive compensation and benefits package including a 401K plan. Pre-employment background screening is required for all positions. Union Bank is an equal opportunity employer. For more information, please visit our websitewww.unionbank.com/careers. Become part of a team where community, diversity, and exceptional service are part of everyone's job. Invest in you! Union Bank is committed to leveraging the diverse backgrounds, perspectives, and experiences of our workforce to create opportunities for our people and our business. EOE. M/F/D/V.2012-05-15 20:01:25United StatesUnion BankCalifornia21307CABREA, CA28707490http://jobs.unionbank.com/xml/28707490/jobUSABREATitle: CUSTOMER SERVICE ASSOCIATE JAPANESE CLIENT SERVICES - 2ND SHIFT Location: CALIFORNIA-BREA Invest in your career. Invest in your future. Are you looking for a new and exciting part-time Customer Service Associate position within our Japanese Client Services department to make your mark in your career path? Union Bank has a great opportunity for an experienced Customer Service Associate to be the driver behind providing excellent customer service for our internal and external clients of Bank of Tokyo Mitsubishi (BTMU) Japanese Customer Service Unit. Job Summary: A Customer Service Associate is responsible for providing extraordinary customer service to the Japanese deposit customer of the Bank. Resolve problems, answer questions, handle transaction, arrange for special requests, and make decisions under assigned authority. Provide a high level of responsiveness when working with clients and account officers/sales officers regarding a customer relationship. Analyze data and make recommendation as to exposure and possible risk to the bank on, new accounts, wire transfers, book transfers, overdraft conditions and uncollected funds usage. Job Details: Major responsibilities include: * Handle requests from customers for deposit related activities such as the opening of new accounts and time deposits, wire transfers, stop payments, issuance of cashier's checks, foreign drafts and problem resolution. * Respond to and resolve customer inquiries regarding deposit products, account analysis, service charges, and cash management services. * Resolve routine problems of limited scope and complexity following established policies and procedures. * Work with bank and regulatory policies and procedures that are associated with bank products and services * Coordinate with various bank departments in the identification and resolution of operational issues. * Review credit report, gather information, recommend items to be returned or paid and inform account officers of any OD, NSF, or UCF situation. * On a daily basis, will need to read, translate, and write in the Japanese and English languages * Will work with Microsoft and Bank applications (Word, Excel, OASIS, Lotus Notes, RUMBA, CCRTS) on a daily basis Required: * Must be able to work on the 1st shift with the hours of 2:30 PM -11:00 PM. * 1 year of demonstrated business experience and knowledge experience with customer service within a call center or banking environment that can communicate (verbal and written) and use their interpersonal skills in both English and Japanese * 1 year of demonstrating basic knowledge and understanding of banking deposit account products and services * 1 year of demonstrating the ability to work independently and efficiently with minimal supervision in a high productivity and time sensitive environment, demonstrating excellent organizational skills. * 1 year of demonstrating previous experience in working with sensitive information that requires close attention to detail. * 1 year of demonstrating previous experience in working in an environment that requires good decision making skills, demonstrating flexibility, originality and resourcefulness for creative and innovative solutions in problem solving * 1 year of demonstrating previous experience in working in an role that requires a high level of accuracy and flexibility in work assignments, producing a high volume of work in a timely manner, never sacrificing quality of work for quantity of work * 1 years of demonstrating business experience and knowledge of computer skills, Microsoft (Word and Excel) Preferred: * 1 years of demonstrating business experience and knowledge of Bank applications (OASIS, Rumba, Lotus Notes, and CCRTS) The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified. Why Work for Union Bank? * We are a financially strong and stable bank. * We value workplace diversity * We are committed to the training and development of our employees * Innovative vacation benefits At Union Bank, our people are our greatest asset. We are one of the largest banks in California with a longstanding reputation for professional training and career development. In addition to investing in our employees, Union Bank has established a generous community reinvestment program that works to uplift communities and watch them grow. We invest in a diverse workforce as our employees come from many different backgrounds, bringing with them different experiences and perspectives. Union Bank offers a competitive compensation and benefits package including a 401K plan. Pre-employment background screening is required for all positions. Union Bank is an equal opportunity employer. For more information, please visit our websitewww.unionbank.com/careers. Become part of a team where community, diversity, and exceptional service are part of everyone's job. Invest in you! Union Bank is committed to leveraging the diverse backgrounds, perspectives, and experiences of our workforce to create opportunities for our people and our business. EOE. M/F/D/V.2012-05-15 20:01:25United StatesUnion BankCalifornia21308CABREA, CA28707489http://jobs.unionbank.com/xml/28707489/jobUSABREATitle: Commercial Loan Analyst (Brea) Location: CALIFORNIA-BREA Headquartered in San Francisco, UnionBanCal Corporation is a financial holding company with assets of $92.3 billion at March 31, 2012. Its primary subsidiary, Union Bank, N.A., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle-market companies, and major corporations. The bank operates 407 branches in California, Washington, Oregon, Texas, New York and Illinois, as well as two international offices. UnionBanCal Corporation is a wholly-owned subsidiary of The Bank of Tokyo-Mitsubishi UFJ, Ltd., which is a subsidiary of Mitsubishi UFJ Financial Group, Inc. Union Bank is a proud member of the Mitsubishi UFJ Financial Group (MUFG, NYSE:MTU), one of the world's largest financial organizations. Visitwww.unionbank.comfor more information. Become part of a team where community, diversity, and exceptional service are part of everyone's job. Invest in you! Invest in your career. Invest in your future. Position requires greater degree of knowledge of default management procedures and practices. Responsible for the resolution of complex, high-risk delinquent loans, and foreclosures. Emphasis on loss mitigation. Major Responsibilities: Reviews payment lists, maintains departmental files and prepares paperwork on debits, credits and other payments. Contact credit bureaus for customer reports, checks customer references, updates addresses and gathers additional information as necessary. Contact customers regarding delinquent accounts, verification of repair work before releasing insurance check, and lost checks and payments. Ensures payments are properly credited or applied to customer accounts and in financial institution records or returns payments if foreclosure has been initiated or payments are unacceptable. Prepares written reports on the kind and status of delinquent account and collection activities undertaken by the financial institution, and rates the accounts according to the financial institution's procedures. Forwards financial institution information to credit bureaus as appropriate. Orders Liquidations, foreclosures and repossessions as necessary. Completes written field inspections of properties as assigned gathering occupancy, and operating information. Monitor assigned loans through the foreclosure process using timely and appropriate follow up to ensure compliance. Provide courteous, accurate and timely assistance to borrowers, attorneys, vendors, branches and other departments. Interact with attorneys and trustees in a manner which ensures effective communication. Review and execute foreclosure legal documents within assigned authority. -Order appraisals or other property evaluations. -Identify and refer title or legal issues to the appropriate department for resolution. -Ensure accurate and timely transmission of files to the REO department. -Input and update data for reports to Management. -Provides assistance and training to junior staff members when necessary. -Other duties as assigned Bachelors degree with 1 year of experience in banking, commercial real estate, collections or similar work experience. Successful completion of in-hours training (if available) or other approved training program. Strong oral and written communication skills. Union Bank iscommittedto leveraging the diverse backgrounds, perspectives, and experiences of our workforce to create opportunities for our people and our business. EOE. M/F/D/V. ClickheretoexperienceDiversity & Inclusion at work.2012-05-10 20:09:06United StatesUnion BankCalifornia21194CABREA, CA28611727http://jobs.unionbank.com/xml/28611727/jobUSABREATitle: Quality Assurance Specialist II (Brea, CA) Location: CALIFORNIA-BREA Headquartered in San Francisco, UnionBanCal Corporation is a financial holding company with assets of $92.3 billion at March 31, 2012. Its primary subsidiary, Union Bank, N.A., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle-market companies, and major corporations. The bank operates 407 branches in California, Washington, Oregon, Texas, New York and Illinois, as well as two international offices. UnionBanCal Corporation is a wholly-owned subsidiary of The Bank of Tokyo-Mitsubishi UFJ, Ltd., which is a subsidiary of Mitsubishi UFJ Financial Group, Inc. Union Bank is a proud member of the Mitsubishi UFJ Financial Group (MUFG, NYSE:MTU), one of the world's largest financial organizations. Visitwww.unionbank.comfor more information. Become part of a team where community, diversity, and exceptional service are part of everyone's job. Invest in you! Invest in your career. Invest in your future. Reporting to the Compliance Manager, the Quality Assurance Specialist II is responsible for performing monthly quality assurance reviews of loan files in the Commercial Mortgage Operations (CMO) department to ensure adherence to department procedures and Bankwide policy; reviewing BSA customer due diligence documentation; preparing reports detailing results of quality assurance reviews; and assisting the Quality Assurance Supervisor as needed. Major Responsibilities: Review the department's loan files on at least a monthly basis for adherence to department procedures and Bankwide policy. Assist with the development of monitoring reports and other tools to track adherence to department procedures relative to applicable regulations. Prepare written reports of quality assurance review findings including root cause analysis. Assist in the development of and/or enhancement to department desktop procedures. Assist with training of new department employees and on-going periodic training of existing staff. Keep up-to-date with government regulations, read and analyze trade journals and legal documents. Review completed Bank Secrecy Act (BSA) customer due diligence for completeness and accuracy. Assist with special projects and assignments. Perform other duties as assigned. Minimum three years experience in Commercial Real Estate Lending. Knowledge of Federal regulations (especially BSA/AML, ECOA, CRA and FCRA). Working knowledge of computer programs such as Microsoft Word, Excel and Outlook. Excellent verbal and written communication skills and a demonstrated ability to interact with customers and staff members. Ability to handle diversified workload, with multiple tasks and multiple priorities simultaneously. Strong oral, written, and human relations skills. Union Bank iscommittedto leveraging the diverse backgrounds, perspectives, and experiences of our workforce to create opportunities for our people and our business. EOE. M/F/D/V. ClickheretoexperienceDiversity & Inclusion at work.2012-04-27 20:29:47United StatesUnion BankCalifornia21040CABREA, CA28241792http://jobs.unionbank.com/xml/28241792/jobUSABREATitle: AUDIT RELATIONSHIP MANAGER Location: CALIFORNIA-BREA Headquartered in San Francisco, UnionBanCal Corporation is a financial holding company with assets of $92.3 billion at March 31, 2012. Its primary subsidiary, Union Bank, N.A., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle-market companies, and major corporations. The bank operates 407 branches in California, Washington, Oregon, Texas, New York and Illinois, as well as two international offices. UnionBanCal Corporation is a wholly-owned subsidiary of The Bank of Tokyo-Mitsubishi UFJ, Ltd., which is a subsidiary of Mitsubishi UFJ Financial Group, Inc. Union Bank is a proud member of the Mitsubishi UFJ Financial Group (MUFG, NYSE:MTU), one of the world's largest financial organizations. Visitwww.unionbank.comfor more information. LOCATION: BREA OR MONTEREY PARK * Monitor & report on the Bank's processes to control enterprise wide risk management practices. * Use risk focused continuous monitoring and on-site risk evaluations to evaluate and analyze the efficiency and effectiveness of controls. * Write detailed risk evaluation programs to test the internal controls using a risk-based approach and analyze reasonable threats and the resulting exposure. * Document findings and interface with line management to obtain an appropriate response. * Write clear, concise and persuasive risk evaluation reports and other documents summarizing level of risk, scope, findings, recommendations, and the current status of the issues. * Direct and participate in special audits or project reviews. * This position typically requires an undergraduate degree. * Professional certification is highly desirable and 5 years of related audit or business experience including experience in leading a work team. Good understanding of risk management, audit techniques, internal controls, audit principles and theory. * Good to strong skills in risk assessment analysis and a solid understanding of business and financial markets. * Ability to monitor and analyze results of continuous monitoring program including assessing changes in a unit or function's risk profile. * Good leadership skills. * Effective communication skills, both oral and written. * Ability to interact effectively with unit management and staff and all levels of IRMG Operations, IRMG and UB management. * Good personal computer skills with a working knowledge of word processing, spreadsheet and related software applications. * CIA is desirable. * Candidate must not have travel restrictions, although travel typically does not exceed 25%. Union Bank is committed to leveraging the diverse backgrounds, perspectives, and experiences of our workforce to create opportunities for our people and our business. EOE. M/F/D/V2012-04-24 19:48:21United StatesUnion BankCalifornia21023CABREA, CA28150047http://jobs.unionbank.com/xml/28150047/jobUSABREATitle: SR RELATIONSHIP BANKER - BREA Location: CALIFORNIA-BREA Invest in your career. Invest in your future. Headquartered in San Francisco, UnionBanCal Corporation is a financial holding company with assets of $79.1 billion at December 31, 2010. Its primary subsidiary, Union Bank, N.A., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle market companies, and major corporations. The bank operated 401 banking offices in California, Washington, Oregon and Texas, as well as two international offices, on December 31, 2010. UnionBanCal Corporation is a wholly-owned subsidiary of The Bank of Tokyo-Mitsubishi UFJ Financial Group, Inc. Union Bank is a proud member of the Mitsubishi UFJ Financial Group (MUFG, NYSE:MTU), one of the world's largest financial organizations. Visitwww.unionbank.comfor more information. Become part of a team where community, diversity, and exceptional service are part of everyone's job. Invest in you! Job Summary: Develop new and existing business and consumer banking relationships by proactively soliciting new business from prospective clients and by contacting present clients to retain and expand banking relationships, to meet or exceed assigned monthly goals. Major Responsibilities: Develop new business by researching and analyzing community markets, analyzing and prioritizing clients to target, planning and executing business development strategies and calling on existing and potential clients, whether in person or over the phone. Proactively assess clients' financial information by profiling to determine total current and future financial needs. Summarize and present action plan to discuss the appropriate product and service options. Recommend, present and sell appropriate products and services in accordance with established action plan. Interview loan applicants to elicit information, determine appropriate structure of loans, cross-sell opportunities, communicate decisions or recommendations, obtain and/or send proper documentation and to resolve related customer issues. Refer clients as necessary to the appropriate banker or department to cross-sell additional services or products in accordance with established profile action plan. Meet or exceed assigned sales activity goals by executing the recommended sales and service tools and techniques of the Extreme Sales & Service process. Proactively contact and consult with clients on a regular basis to update profiles and to educate clients on changes in the financial industry that would affect them and the products and services they currently use. Proactively solicit and obtain referrals from existing clients, internal departments and community contacts. Conduct monthly in-house products/services seminars for branch employees and coordinate seminars for bank clients. Perform the Merchandising and Marketing activities as required including functions such as: leadership support in promotional campaigns; product/service training sessions; lobby merchandising materials display. Typically requires 3 to 4 years of direct experience in banking sales or FSO Management Training Program graduate. Requires working knowledge of all financial services products and services as well as Small Business products. Requires excellent verbal and written communication skills. Ability to operate PC, Windows, Word, Excel and other standard banking software. This position may be subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. If at any time the Bank determines that your position requires SAFE Act registration, you will be required to register and submit to the required SAFE Act background check and registration process. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in your immediate termination. Union Bank is committed to leveraging the diverse backgrounds, perspectives, and experiences of our workforce to create opportunities for our people and our business. EOE. M/F/D/V.2012-04-24 19:48:21United StatesUnion BankCalifornia21028CABREA, CA28150050http://jobs.unionbank.com/xml/28150050/jobUSABREATitle: Quality Assurance Supervisor Location: CALIFORNIA-BREA Headquartered in San Francisco, UnionBanCal Corporation is a financial holding company with assets of $92.3 billion at March 31, 2012. Its primary subsidiary, Union Bank, N.A., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle-market companies, and major corporations. The bank operates 407 branches in California, Washington, Oregon, Texas, New York and Illinois, as well as two international offices. UnionBanCal Corporation is a wholly-owned subsidiary of The Bank of Tokyo-Mitsubishi UFJ, Ltd., which is a subsidiary of Mitsubishi UFJ Financial Group, Inc. Union Bank is a proud member of the Mitsubishi UFJ Financial Group (MUFG, NYSE:MTU), one of the world's largest financial organizations. Visitwww.unionbank.comfor more information. Become part of a team where community, diversity, and exceptional service are part of everyone's job. Invest in you! Invest in your career. Invest in your future. Review completed KYC Profiles for completeness and accuracy. Sign-off as KYC Reviewer on KYC Profile and as KYC Approver on Loan Approval Presentation document. Review all non-funded loans for compliance to the Equal Credit Opportunity Act (ECOA). Sign denial letters sent to applicants. Ensure loan file documentation is complete and accurate. Perform a 10% audit of funded files on a monthly basis for compliance to the Home Mortgage Disclosure Act (HMDA) and the Community Reinvestment Act (CRA). Review monitoring reports from the LOI system to ensure loan applications are processed within regulatory timeframes and authorizations are obtained from applicants prior to pulling credit reports. Provide monthly reports of errors and compliance issues noted to the REI Compliance Coordinator. Serve as the Department's Internal Audit liaison. Compile audit issue responses from applicable individuals and track completion. Supervise day to day operation, ensuring that department work product meets Union Bank standards; provide guidance to personnel as necessary. Monitor individual employee work production and error rate. Work with the REI Compliance Coordinator to maintain the department's compliance policies and procedures, communicate new and changed procedures to staff and provide training when necessary. Update appropriate forms when necessary. Assist with all personnel issues including but not limited to, performance evaluations, training and setting work schedules. Assist other departments on a temporary basis as needed. Perform other duties as assigned. Bachelor's degree preferred; applicable work experience will be considered. Minimum three to five years experience in Commercial Real Estate Lending with emphasis on regulatory compliance or equivalent experience. Knowledge of Federal regulations (especially BSA/AML, ECOA, HMDA, CRA and FCRA). Previous supervisory/management experience preferred. Proficient knowledge of MS Word, Excel, Access. Ability to work independently and to make informed decisions. Strong verbal, written and interpersonal communication skills. Union Bank iscommittedto leveraging the diverse backgrounds, perspectives, and experiences of our workforce to create opportunities for our people and our business. EOE. M/F/D/V. ClickheretoexperienceDiversity & Inclusion at work.2012-03-21 21:22:26United StatesUnion BankCalifornia20307CABREA, CA27304251http://jobs.unionbank.com/xml/27304251/jobUSABREATitle: Internal Asset Review Analyst I Location: CALIFORNIA-BREA Headquartered in San Francisco, UnionBanCal Corporation is a financial holding company with assets of $92.3 billion at March 31, 2012. Its primary subsidiary, Union Bank, N.A., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle-market companies, and major corporations. The bank operates 407 branches in California, Washington, Oregon, Texas, New York and Illinois, as well as two international offices. UnionBanCal Corporation is a wholly-owned subsidiary of The Bank of Tokyo-Mitsubishi UFJ, Ltd., which is a subsidiary of Mitsubishi UFJ Financial Group, Inc. Union Bank is a proud member of the Mitsubishi UFJ Financial Group (MUFG, NYSE:MTU), one of the world's largest financial organizations. Visitwww.unionbank.comfor more information. Become part of a team where community, diversity, and exceptional service are part of everyone's job. Invest in you! Invest in your career. Invest in your future. Assists the department in reviewing its loan portfolio by compiling and reviewing operating statements, rent rolls, credit information and comparable property evaluations. The analyst will accomplish this through interaction with staff members and borrowers in order to get information necessary to update IAR loan and system files. The IAR analyst I will also be called upon to enter information in order to update the IAR database, and assist in the preparation and distribution of reports related to the IAR function. Major Responsibilities Assemble and organize documentation for IAR files and a variety of other documents and reports. Perform individual loan reviews by analyzing and assessing information from operating statements, rent rolls, property inspections, tax rolls and credit reports to ascertain quality of loan and assign risk grade. Be proactive in obtaining borrower financial information requested by the Bank by initiating correspondence, telephone calls and conversations with borrowers as required. Report to IAR supervisor any findings which may have an adverse affect on loan collateral or a borrower?s ability to repay the loan. Assist with preparation of compliance materials. Perform other asset quality related duties as necessary and defined by IAR supervisor. High School Diploma or equivalent preferred. College coursework in accounting, finance, economics, business or related job experience is desired. Working knowledge of computer programs: Microsoft Word and Excel. Attention to detail and a high degree of accuracy in performance of job duties Able to handle diversified workload with changing priorities. Union Bank iscommittedto leveraging the diverse backgrounds, perspectives, and experiences of our workforce to create opportunities for our people and our business. EOE. M/F/D/V. ClickheretoexperienceDiversity & Inclusion at work.2012-03-16 19:00:46United StatesUnion BankCalifornia20456CABREA, CA27206329http://jobs.unionbank.com/xml/27206329/jobUSABREATitle: SR AUDIT CONSULTANT II (PROJECT AUDITOR) Location: CALIFORNIA-BREA Headquartered in San Francisco, UnionBanCal Corporation is a financial holding company with assets of $92.3 billion at March 31, 2012. Its primary subsidiary, Union Bank, N.A., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle-market companies, and major corporations. The bank operates 407 branches in California, Washington, Oregon, Texas, New York and Illinois, as well as two international offices. UnionBanCal Corporation is a wholly-owned subsidiary of The Bank of Tokyo-Mitsubishi UFJ, Ltd., which is a subsidiary of Mitsubishi UFJ Financial Group, Inc. Union Bank is a proud member of the Mitsubishi UFJ Financial Group (MUFG, NYSE:MTU), one of the world's largest financial organizations. Visitwww.unionbank.comfor more information. The ideal candidate will be a corporate Auditor with experience auditing highly visible projects for an organziation. Candidate will understand audit practices, as well as project management methodology. * Union Bank's Independent Risk Monitoring Group (IRMG) - Audit is seeking a candidate with experience leading and performing risk assessments, project audits, and evaluations of related program/project management office and governance activities. * Professionals in this role will work closely with other members of IRMG's Project Assessment Team, operational and technology auditors, and various risk management functions to plan and perform a program of independent project audits across the Bank. * Success in this role requires experience applying and evaluating fundamental project/program management disciplines, such as work breakdown structures, risk assessment and mitigation techniques, knowledge of project governance frameworks and principles, and the ability to establish clear linkages between project-related risks and operational or business impacts. * 5 to 7 years of progressive project management, project office, or project or SDLC auditing experience * Proven experience evaluating or applying best practice principles and tools on complex, high-profile projects * Ability to anticipate, recognize, and evaluate risks to successful project execution and delivery, and achievement of business objectives * Must possess critical-thinking, analytical, and problem solving skills; must be professionally skeptical, un-intimidated by ambiguous situations, and be able to pay attention to detail * Must possess strong written and verbal communication and relationship management skills, including the ability to interact effectively with all levels of management and staff * Bachelor's degree required; MBA or other advanced degree considered a plus * Relevant professional designation (e.g., PMP, PgMP, MPM, CPM, ASQ Black Belt/Green Belt, etc.) or evidenced completion of certification or university coursework considered a plus * Banking or financial services experience desired Union Bank is committed to leveraging the diverse backgrounds, perspectives, and experiences of our workforce to create opportunities for our people and our business. EOE. M/F/D/V2012-03-12 08:43:42United StatesUnion BankCalifornia20385CABREA, CA27072000http://jobs.unionbank.com/xml/27072000/jobUSABREATitle: SR UNDERWRITER- RETAIL RESIDENTIAL LENDING (BREA) Location: CALIFORNIA-BREA Invest in your career. Invest in your future. At Union Bank, our people are our greatest asset. We are one of the largest banks in California with a longstanding reputation for professional training and career development. In addition to investing in our employees, Union Bank has established a generous community reinvestment program that works to uplift communities and watch them grow. We invest in a diverse workforce as our employees come from many different backgrounds, bringing with them different experiences and perspectives. Become part of a team where community, diversity, and exceptional service are part of everyone's job.Invest in you! Headquartered in San Francisco, UnionBanCal Corporation is a financial holding company with assets of $92.3 billion at March 31, 2012. Its primary subsidiary, Union Bank, N.A., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle-market companies, and major corporations. The bank operates 407 branches in California, Washington, Oregon, Texas, New York and Illinois, as well as two international offices. UnionBanCal Corporation is a wholly-owned subsidiary of The Bank of Tokyo-Mitsubishi UFJ, Ltd., which is a subsidiary of Mitsubishi UFJ Financial Group, Inc. Union Bank is a proud member of the Mitsubishi UFJ Financial Group (MUFG, NYSE:MTU), one of the world's largest financial organizations. Visitwww.unionbank.comfor more information. Job Summary: Evaluate and analyze residential loan packages submitted for approval to Union Bank and possible sale in the Secondary Market. Determine borrowers' credit worthiness and acceptability of properties offered as security in real estate loan transactions. Major Responsibilities: 50% - Evaluate and underwrite complex, high risk loan applications. Analyze possible loans for the Secondary Market sale; ensure the loans meet the Secondary Market requirements. 15% - Review loan approval conditions prior to funding of loans. 5% - Analyze requests for exceptions to Bank policy and determine acceptability to the Bank's risk requirements. 15% - Communicate with residential lending sales and operations staff regarding loan decisions, conditions, scenarios, and underwriting guidelines. 10% - Provide training and work direction to lower level Underwriters. 5% - May require supervision of staff during the manager's absence. Perform other duties as assigned. NOTE: This posting represents multiple openings. Additional Information: Typically requires a BA or BS degree and 3 to 5 years of technical experience. Minimum of five years of manual underwriting experience for residential mortgages. Advanced knowledge of Freddie Mac and Fannie Mae underwriting and appraisal guidelines Supervisory experience preferable. Union Bank is committed to leveraging the diverse backgrounds, perspectives, and experiences of our workforce to create opportunities for our people and our business. EOE. M/F/D/V. Union Bank offers a competitive compensation and benefits package including a 401K plan. Pre-employment background screening is required for all positions.2012-03-08 08:52:56United StatesUnion BankCalifornia20358CABREA, CA27001559http://jobs.unionbank.com/xml/27001559/jobUSABREATitle: Credit Review Support Specialist Location: CALIFORNIA-BREA Headquartered in San Francisco, UnionBanCal Corporation is a financial holding company with assets of $92.3 billion at March 31, 2012. Its primary subsidiary, Union Bank, N.A., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle-market companies, and major corporations. The bank operates 407 branches in California, Washington, Oregon, Texas, New York and Illinois, as well as two international offices. UnionBanCal Corporation is a wholly-owned subsidiary of The Bank of Tokyo-Mitsubishi UFJ, Ltd., which is a subsidiary of Mitsubishi UFJ Financial Group, Inc. Union Bank is a proud member of the Mitsubishi UFJ Financial Group (MUFG, NYSE:MTU), one of the world's largest financial organizations. Visitwww.unionbank.comfor more information.Become part of a team where community, diversity, and exceptional service are part of everyone's job. Invest in you! Invest in your career. Invest in your future. Under the direction of the Internal Asset Review (IAR) Supervisor, assist in analyzing operating statements and rent rolls in order to review the Bank?s loan portfolio for accuracy, quality and regulatory compliance; assist in preparing a variety of reports related the IAR function; enter a variety of information to update the IAR database, interact with staff members and borrowers in order to get information necessary to update IAR loan files. Assist in the development, administration and monitoring of programs that ensure the IAR department is in compliance with laws, regulations and rules applicable to the department. Major Responsibilities Perform individual loan reviews by analyzing and assessing information such as operating statements, profit and loss statements, rent rolls, property inspections, tax rolls and credit reports to ascertain quality of loan and assign risk grade. Perform other asset quality related duties as necessary and defined by IAR supervisor. Report to IAR supervisor any findings which may have an adverse affect on loan collateral or a borrower?s ability to repay the loan. Assemble and organize documentation for IAR files and a variety of other documents and reports. Track and generate reports involving documents such as inspections reports, financial information, debt-coverage ratios, and loans reviewed. Initiate correspondence, receive telephone calls and converse with borrowers relating to financial information requested by the Bank. Assist with preparation of compliance materials. Perform a variety of duties requiring knowledge of department procedures. Insure confidentiality by maintaining security of files, reports and information whether in written, electronic or verbal form. Perform other duties as assigned. Good oral and written communication skills and ability to interact with customers and staff members in a courteous and professional manner. College coursework in accounting, finance, economics, business or related job experience is desired. Working knowledge of computer programs, Microsoft Word and Excel. Ability to evaluate personal and business financial statements as well as borrower credit reports. High degree of accuracy. Ability to handle diversified workload with changing priorities. Union Bank iscommittedto leveraging the diverse backgrounds, perspectives, and experiences of our workforce to create opportunities for our people and our business. EOE. M/F/D/V. ClickheretoexperienceDiversity & Inclusion at work.2012-02-13 10:25:51United StatesUnion BankCalifornia20017CABREA, CA26485556http://jobs.unionbank.com/xml/26485556/jobUSABREATitle: Underwriter I Location: CALIFORNIA-BREA Headquartered in San Francisco, UnionBanCal Corporation is a financial holding company with assets of $92.3 billion at March 31, 2012. Its primary subsidiary, Union Bank, N.A., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle-market companies, and major corporations. The bank operates 407 branches in California, Washington, Oregon, Texas, New York and Illinois, as well as two international offices. UnionBanCal Corporation is a wholly-owned subsidiary of The Bank of Tokyo-Mitsubishi UFJ, Ltd., which is a subsidiary of Mitsubishi UFJ Financial Group, Inc. Union Bank is a proud member of the Mitsubishi UFJ Financial Group (MUFG, NYSE:MTU), one of the world's largest financial organizations. Visitwww.unionbank.comfor more information. Become part of a team where community, diversity, and exceptional service are part of everyone's job. Invest in you! Invest in your career. Invest in your future. Under the supervision of the Underwriting Manager, reviews and evaluates credit packages and provides an evaluation of risks on loan requests for secured multi-family and smaller commercial income property loans. Major Responsibilities All duties performed under the supervision of the Underwriting Manager or a senior commercial underwriter. Loan size will typically be $600,000 or less and be non-complex with regards to loan structure, property type and borrower financial status: Review, analysis and risk grading of smaller loan packages on loan requests submitted by loan officers. Review, analysis and risk assessment of physical characteristics of selected commercial property types, generally residential income projects (multi-family buildings and mobile-home parks), based on information provided and, as deemed necessary, on physical inspection of the property and neighborhood. Review, analysis and risk assessment of property operating statements for various types of properties under Underwriting Manager?s supervision. Review, analysis and risk assessment of personal and business entity financial statements, credit reports and supporting data for most non-complex borrowing entities under Underwriting Manager?s supervision. Review, analysis and risk assessment of management experience. Provide concise summaries of risk factors in each of the aforementioned areas. Under Underwriting Manager?s supervision, review appraisals, environmental reports and property condition inspection reports to identify other risk factors for most property types. Identify and specify loan funding/closing requirements/conditions necessary to limit risk to the association and ensure compliance with loan policies and procedures. Assist in Internal Asset Review activities. Perform all of the above duties and other duties as assigned. Associate's degree or higher in business, finance or real estate preferred. Some previous underwriting related experience preferred. One or more years of relevant experience in commercial and income property related real estate, appraisal, finance, credit, title, escrow, internal asset review, or lending. Good knowledge of apartments and mobile home parks. Additional knowledge relating to office, retail, industrial, and specialty commercial properties would be desirable. General knowledge of real estate markets within Bank's Lending areas. Ability to evaluate most basic personal and business financial statements and tax returns (work generally performed under supervision of Underwriting Manager). Ability to evaluate credit. Competent in MS Excel Strong oral and written communication skills. Union Bank iscommittedto leveraging the diverse backgrounds, perspectives, and experiences of our workforce to create opportunities for our people and our business. EOE. M/F/D/V. ClickheretoexperienceDiversity & Inclusion at work.2012-01-24 09:16:20United StatesUnion BankCalifornia19718CABREA, CA26060912http://jobs.unionbank.com/xml/26060912/job