Union Bank Jobshttp://jobs.unionbank.com2012-05-21 06:11:45.367814USAIRVINETitle: SR. MORTGAGE CONSULTANT SALES ASSOCIATE (OC) Location: CALIFORNIA-IRVINE Headquartered in San Francisco, UnionBanCal Corporation is a financial holding company with assets of $84 billion at September 30, 2011. Its primary subsidiary, Union Bank, N.A., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle-market companies, and major corporations. The bank operated 404 full-service branches in California, Washington, Oregon and Texas, as well as two international offices, on September 30, 2011. UnionBanCal Corporation is a wholly-owned subsidiary of The Bank of Tokyo-Mitsubishi UFJ, Ltd., which is a subsidiary of Mitsubishi UFJ Financial Group, Inc. Union Bank is a proud member of the Mitsubishi UFJ Financial Group (MUFG, NYSE:MTU), one of the world's largest financial organizations. Visitwww.unionbank.comfor more information. Job Summary: Reporting to the Regional Sales Manager, this position is responsible for supporting one or more mortgage consultants by performing various clerical, technical and sales-related functions, including but not limited to, customer correspondence and personal interaction, marketing and management of MC's pipeline. This position requires a regular monthly loan production of 5mm from the Mortgage Consultant. Major Responsibilities: 25% Manage Mortgage Consultants pipeline by prioritizing loans for fundings. Ensure customer service levels are met by coordinating with processing and underwriting staff. Serve as a liaison between borrowers, realtors and processing/underwriting support staff. 25% Prequalify potential borrowers using bank standards, quote rates, provide loan options and loan status to various parties of a real estate transaction including borrowers, real estate professionals, branch personnel etc. 25% Assist mortgage consultant with marketing support, including development of marketing systems, and cross selling other bank products. 25% Assist Mortgage Consultant with sales support. Participate in face to face meetings with borrowers and meetings with bank partners and outside referral sources. Position requires proficiency with computer software such as Word, PowerPoint, Excel etc.; excellent organizational, presentation and communication skills; ability to handle multiple tasks simultaneously, establish priority and coordinate work. Requires a high school diploma or G.E.D This position may be subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. If at any time the Bank determines that your position requires SAFE Act registration, you will be required to register and submit to the required SAFE Act background check and registration process. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in your immediate termination. Union Bank is committed to leveraging the diverse backgrounds, perspectives, and experiences of our workforce to create opportunities for our people and our business. EOE. M/F/D/V. Union Bank offers a competitive compensation and benefits package including a 401K plan. Pre-employment background screening is required for all positions.2012-05-17 18:55:22United StatesUnion BankCalifornia21324CAIRVINE, CA28764779http://jobs.unionbank.com/xml/28764779/jobUSAIRVINETitle: SR RELATIONSHIP BANKER - WESTPARK Location: CALIFORNIA-IRVINE Invest in your career. Invest in your future. Headquartered in San Francisco, UnionBanCal Corporation is a financial holding company with assets of $79.1 billion at December 31, 2010. Its primary subsidiary, Union Bank, N.A., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle market companies, and major corporations. The bank operated 401 banking offices in California, Washington, Oregon and Texas, as well as two international offices, on December 31, 2010. UnionBanCal Corporation is a wholly-owned subsidiary of The Bank of Tokyo-Mitsubishi UFJ Financial Group, Inc. Union Bank is a proud member of the Mitsubishi UFJ Financial Group (MUFG, NYSE:MTU), one of the world's largest financial organizations. Visitwww.unionbank.comfor more information. Become part of a team where community, diversity, and exceptional service are part of everyone's job. Invest in you! Job Summary: Develop new and existing business and consumer banking relationships by proactively soliciting new business from prospective clients and by contacting present clients to retain and expand banking relationships, to meet or exceed assigned monthly goals. Major Responsibilities: Develop new business by researching and analyzing community markets, analyzing and prioritizing clients to target, planning and executing business development strategies and calling on existing and potential clients, whether in person or over the phone. Proactively assess clients' financial information by profiling to determine total current and future financial needs. Summarize and present action plan to discuss the appropriate product and service options. Recommend, present and sell appropriate products and services in accordance with established action plan. Interview loan applicants to elicit information, determine appropriate structure of loans, cross-sell opportunities, communicate decisions or recommendations, obtain and/or send proper documentation and to resolve related customer issues. Refer clients as necessary to the appropriate banker or department to cross-sell additional services or products in accordance with established profile action plan. Meet or exceed assigned sales activity goals by executing the recommended sales and service tools and techniques of the Extreme Sales & Service process. Proactively contact and consult with clients on a regular basis to update profiles and to educate clients on changes in the financial industry that would affect them and the products and services they currently use. Proactively solicit and obtain referrals from existing clients, internal departments and community contacts. Conduct monthly in-house products/services seminars for branch employees and coordinate seminars for bank clients. Perform the Merchandising and Marketing activities as required including functions such as: leadership support in promotional campaigns; product/service training sessions; lobby merchandising materials display. Typically requires 3 to 4 years of direct experience in banking sales or FSO Management Training Program graduate. Requires working knowledge of all financial services products and services as well as Small Business products. Requires excellent verbal and written communication skills. Ability to operate PC, Windows, Word, Excel and other standard banking software. This position may be subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. If at any time the Bank determines that your position requires SAFE Act registration, you will be required to register and submit to the required SAFE Act background check and registration process. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in your immediate termination. Union Bank is committed to leveraging the diverse backgrounds, perspectives, and experiences of our workforce to create opportunities for our people and our business. EOE. M/F/D/V.2012-05-11 19:54:53United StatesUnion BankCalifornia21186CAIRVINE, CA28639490http://jobs.unionbank.com/xml/28639490/jobUSAIRVINETitle: SR CRD RISK ANLYSTSML BUS BKG Location: CALIFORNIA-IRVINE Union Bank, NA seeks Vice President - Senior Credit Risk Analyst at Irvine, CA location Perform analysis to understand the impact a new scorecard or model on the portfolio risk and product profitability. Conduct detailed strategic and performance analysis and review with senior management on a regular basis. Conduct statistical analysis and model development for originations and account management strategies using tools like SAS System. Provide analysis and input for development of MIS systems and dashboards to monitor the portfolio performance using SAS, SQL, VBA and other reporting tools and review the results with senior management. Support data management for internal reporting and analytics purposes that include working with IT and external vendors to ensure the right data elements are captured and available for the future use. Access Oracle-based databases frequently to meet the need from various risk teams and business partners. Requires: Master's degree or foreign equivalent in Economics, Statistics, Finance or related field and five (5) years experience in job offered or as analyst in risk management, analytics, credit or related analysts role in financial industry. In lieu of above, will accept a Bachelor's degree or foreign equivalent in Economics, Statistics, Finance or related field and seven (7) years post-baccalaureate, progressive experience in job offered or as analyst in risk management, analytics, credit or related analysts role in financial industry. Any suitable combination of education, training or experience is acceptable. Special Requirements: Risk Management/Analytics; Credit risk modeling using SAS; SQL/Database Programming/Excel /VBA; and reporting dashboard development. Union Bank is committed to leveraging the diverse backgrounds, perspectives, and experiences of our workforce to create opportunities for our people and our business. EOE. M/F/D/V.2012-04-26 19:15:09United StatesUnion BankCalifornia21049CAIRVINE, CA28205693http://jobs.unionbank.com/xml/28205693/jobUSAIRVINETitle: MORTGAGE CONSULTANT (OC) Location: CALIFORNIA-IRVINE Headquartered in San Francisco, UnionBanCal Corporation is a financial holding company with assets of $84 billion at September 30, 2011. Its primary subsidiary, Union Bank, N.A., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle-market companies, and major corporations. The bank operated 404 full-service branches in California, Washington, Oregon and Texas, as well as two international offices, on September 30, 2011. UnionBanCal Corporation is a wholly-owned subsidiary of The Bank of Tokyo-Mitsubishi UFJ, Ltd., which is a subsidiary of Mitsubishi UFJ Financial Group, Inc. Union Bank is a proud member of the Mitsubishi UFJ Financial Group (MUFG, NYSE:MTU), one of the world's largest financial organizations. Visitwww.unionbank.comfor more information. Job Summary: Responsible for originating conventional residential real estate loans for the Bank. Participate in related business development activities. Major Responsibilities: Solicit residential first mortgages through contacts with realtors, builders and developers. Make sales calls to assigned Community Banking branches. Provide service to customers and prospects seeking residential mortgage loans. Interview applicants to develop information concerning their needs, desires and earnings to assist in determining whether the loan will be an acceptable risk; obtain and analyze pertinent financial and credit data. Follow up current loans to ensure conformity with terms. Negotiate terms and conditions of loans with mortgagors. Keep abreast of trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to private insured mortgages. Call on potential or existing customers as assigned to develop new business or retain existing business. Cross sell bank products. Answer inquiries regarding loan programs and rates. Provide sales and product training to Community Banking branches as needed. Develop and implement a marketing territory to educate the community regarding the Bank's CRA programs. Typically requires a high school diploma or G.E.D.. Excellent verbal and written communication, organizational skills and familiarity with PC software (Windows and Excel). Must have proven sales record in mortgage industry. Territory serviced will be in the San Francisco area. This position may be subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. If at any time the Bank determines that your position requires SAFE Act registration, you will be required to register and submit to the required SAFE Act background check and registration process. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in your immediate termination. Union Bank is committed to leveraging the diverse backgrounds, perspectives, and experiences of our workforce to create opportunities for our people and our business. EOE. M/F/D/V.2012-04-25 18:48:44United StatesUnion BankCalifornia20465CAIRVINE, CA28174616http://jobs.unionbank.com/xml/28174616/jobUSAIRVINETitle: Commercial Banking Real Estate Loan Officer - Asset & Portfolio Manager Location: CALIFORNIA-IRVINE Headquartered in San Francisco, UnionBanCal Corporation is a financial holding company with assets of $92.3 billion at March 31, 2012. Its primary subsidiary, Union Bank, N.A., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle-market companies, and major corporations. The bank operates 407 branches in California, Washington, Oregon, Texas, New York and Illinois, as well as two international offices. UnionBanCal Corporation is a wholly-owned subsidiary of The Bank of Tokyo-Mitsubishi UFJ, Ltd., which is a subsidiary of Mitsubishi UFJ Financial Group, Inc. Union Bank is a proud member of the Mitsubishi UFJ Financial Group (MUFG, NYSE:MTU), one of the world's largest financial organizations. Visitwww.unionbank.comfor more information. Become part of a team where community, diversity, and exceptional service are part of everyone's job. Invest in you! Invest in your career. Invest in your future. Job Summary: The position is responsible for assisting with the overall management of the investor and owner occupied loan portfolio that CBRE (Commercial Banking Real Estate) manages. Specific tasks include preparation of annual loan reviews, problem loan reports, watch list loans, desktop valuations, loan modifications, extensions, assumptions, post close Swaps as well as property inspections as needed and loan servicing issues on owner occupied and investor that arise during the life of a loan. Assistance will also be required in the preparation of detailed and summary reports for management and loan examination purposes. Major Responsibilities: Completion of periodic loan reviews and desktop evaluations and timely completion of problem loan and watch list reports including: collecting and analyzing all property and borrower/sponsor financial information; performing a market review of collateral; preparing a desktop analysis that assesses actual and pro forma economic performance; value collateral on a stabilized and "as is" basis, if necessary; determine appropriate risk grade and action items; timely prepare and process all RACER packages related to these responsibilities. Manage the collection of borrower financial statements, property operating statements and other items as needed for preparation of annual loan review; follow up on past due information and inform CBRE Management if any difficulty with obtaining information Manage status of scheduled and problem loan reviews and property inspections ensuring that they are completed or extended by RAA prior to their due date; prepare and distribute status reports on a scheduled basis to CBRE staff; delegate assignments as needed. Coordinate with commercial credit units to the timely completion of desktop reviews of owner occupied loans to meet the policy requirements of Basel II. Maintain database systems including Commercial and REIG@TOPS; maintain loan files on an ongoing basis; Assist CBRE Manager with the preparation of portfolio reviews. * 5 - 7 years commercial real estate underwriting experience. * Technical knowledge of commercial real estate loan documentation. * Basic knowledge of accounting and bookkeeping. * Strong credit, analytical, interpersonal, and organizational skills. * Excellent verbal and written communication skills. * Proficient with use of Microsoft Office applications. * College degree, MBA preferred. Union Bank iscommittedto leveraging the diverse backgrounds, perspectives, and experiences of our workforce to create opportunities for our people and our business. EOE. M/F/D/V. ClickheretoexperienceDiversity & Inclusion at work.2012-04-03 18:25:38United StatesUnion BankCalifornia20671CAIRVINE, CA27609561http://jobs.unionbank.com/xml/27609561/jobUSAIRVINETitle: PRODUCT MANAGER - HOME EQUITY Location: CALIFORNIA-IRVINE Headquartered in San Francisco, UnionBanCal Corporation is a financial holding company with assets of $89.7 billion at December 31, 2011. Its primary subsidiary, Union Bank, N.A., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle-market companies, and major corporations. The bank operated 414 branches in California, Washington, Oregon, Texas and New York, as well as two international offices, on December 31, 2011. UnionBanCal Corporation is a wholly-owned subsidiary of The Bank of Tokyo-Mitsubishi UFJ, Ltd., which is a subsidiary of Mitsubishi UFJ Financial Group, Inc. Union Bank is a proud member of the Mitsubishi UFJ Financial Group (MUFG, NYSE:MTU), one of the world's largest financial organizations. Visitwww.unionbank.comfor more information. Job Summary Reporting to the National Production Manager, the CL Product Manager - Home Equity Loans is responsible for increasing production volume of funded home equity loan balance. Work closely with CL capital markets, finance, operations, compliance, risk management as well as Community Banking market presidents and UB Marketing to optimize the pricing, marketing, sales and product features to attract customers who with high levels of line utilization. Major Responsibilities 50% Act as product champion across Union Bank platform, to optimize channel resources including Branch Banking, CL Broker, CL Retail, Mortgage Direct and Loan by Phone to access new and existing customers including Private Bank customers. This includes but is not limited to lead generation. 20% Develop and maintain effective marketing strategy for the product in partnership with Corporate Marketing. Engage outside resources such as Credit Bureau and other data vendors, agency partners and other sources to apply technology and industry thought leaders to support and execute the marketing plan. Perform market analysis to support emerging business models and new Home Equity business initiatives. Closely monitor competitive pricing and product features and positioning to insure optimized pricing. 20% Work within cross-functional project teams to identify and address business opportunities and challenges. Analyze and present recommendations and findings. Develop and implement strategies to meet these opportunities and challenges. Develop and manage project plans surrounding new business models. Build and manage financial models; responsible for implementation and success of new business models. 10% Responsible for close integration with Community Banking partners including incentive compensation design and structure, product placement in branches, and integration into branch special sales campaigns. Strong analytical skills and verbal/written communication skills. Excellent managerial and leadership skills. Ability to make decisions independently. Highly developed ability to partner with other business lines. High level of proficiency in all Microsoft Office products. Working understanding of branch network. 5 years experience with home equity product. Expertise in product /pricing /marketing /sales /compensation and competitive landscape. 10 years worked experience in progressively senior leadership positions. 7 years of finance and financial management experience required. Experience in diverse background of retail and branch banking required, including marketing, finance/analytics, operations, project management, strategic planning. The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified. Union Bank is committed to leveraging the diverse backgrounds, perspectives, and experiences of our workforce to create opportunities for our people and our business. EOE. M/F/D/V.2012-03-23 23:47:49United StatesUnion BankCalifornia20493CAIRVINE, CA27363810http://jobs.unionbank.com/xml/27363810/jobUSAIRVINETitle: MORTGAGE CONSULTANT (OC) Location: CALIFORNIA-IRVINE Headquartered in San Francisco, UnionBanCal Corporation is a financial holding company with assets of $84 billion at September 30, 2011. Its primary subsidiary, Union Bank, N.A., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle-market companies, and major corporations. The bank operated 404 full-service branches in California, Washington, Oregon and Texas, as well as two international offices, on September 30, 2011. UnionBanCal Corporation is a wholly-owned subsidiary of The Bank of Tokyo-Mitsubishi UFJ, Ltd., which is a subsidiary of Mitsubishi UFJ Financial Group, Inc. Union Bank is a proud member of the Mitsubishi UFJ Financial Group (MUFG, NYSE:MTU), one of the world's largest financial organizations. Visitwww.unionbank.comfor more information. Job Summary: Responsible for originating conventional residential real estate loans for the Bank. Participate in related business development activities. Major Responsibilities: Solicit residential first mortgages through contacts with realtors, builders and developers. Make sales calls to assigned Community Banking branches. Provide service to customers and prospects seeking residential mortgage loans. Interview applicants to develop information concerning their needs, desires and earnings to assist in determining whether the loan will be an acceptable risk; obtain and analyze pertinent financial and credit data. Follow up current loans to ensure conformity with terms. Negotiate terms and conditions of loans with mortgagors. Keep abreast of trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to private insured mortgages. Call on potential or existing customers as assigned to develop new business or retain existing business. Cross sell bank products. Answer inquiries regarding loan programs and rates. Provide sales and product training to Community Banking branches as needed. Develop and implement a marketing territory to educate the community regarding the Bank's CRA programs. Typically requires a high school diploma or G.E.D.. Excellent verbal and written communication, organizational skills and familiarity with PC software (Windows and Excel). Must have proven sales record in mortgage industry. Territory serviced will be in the San Francisco area. This position may be subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. If at any time the Bank determines that your position requires SAFE Act registration, you will be required to register and submit to the required SAFE Act background check and registration process. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in your immediate termination. Union Bank is committed to leveraging the diverse backgrounds, perspectives, and experiences of our workforce to create opportunities for our people and our business. EOE. M/F/D/V.2012-03-14 19:40:35United StatesUnion BankCalifornia20464CAIRVINE, CA27139734http://jobs.unionbank.com/xml/27139734/jobUSAIRVINETitle: RETAIL DEPOSIT PORTF ANALYST Location: CALIFORNIA-IRVINE Headquartered in San Francisco, UnionBanCal Corporation is a financial holding company with assets of $84 billion at September 30, 2011. Its primary subsidiary, Union Bank, N.A., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle-market companies, and major corporations. The bank operated 404 full-service branches in California, Washington, Oregon and Texas, as well as two international offices, on September 30, 2011. UnionBanCal Corporation is a wholly-owned subsidiary of The Bank of Tokyo-Mitsubishi UFJ, Ltd., which is a subsidiary of Mitsubishi UFJ Financial Group, Inc. Union Bank is a proud member of the Mitsubishi UFJ Financial Group (MUFG, NYSE:MTU), one of the world's largest financial organizations. Visitwww.unionbank.comfor more information. Job Summary: Responsible for supervising Retail's Deposit Portfolio area. Plans, directs, and coordinates the development and implementation of UB's retail deposit pricing strategy and deposit portfolio management techniques.Major Responsibilities: Responsible for developing and delivery of state of the art deposit pricing, portfolio management and non interest income tools. Leads the design and development of strategies and analytical models used to support deposit balance and price optimization; collaborates with Treasury on statistically based modeling. Leads the design and development of strategies and analytical models used to support non interest income.Recommends and implements the pricing strategies/method that optimize deposit portfolio balance and spread based on market and channel dynamics. Develops deep knowledge of retail deposit market and competitor pricing strategies by market and channel. Understands industry players, broader competitive environment as it relates to pricing and non interest income strategies and deposit portfolio flows.Responsible for the design and development of analytical pricing models, in concert with Customer Pricing and Analytics (statisticians). Responsible for the design and development of analytical deposit portfolio models, in concert with Treasury. Responsible for the design and development of analytical non interest income models, in concert with Retail Product Management. (30%)Develops reporting infrastructure needed to support measuring and tracking financial performance and volumes against established goals, develops key performance metrics for the Retail deposit portfolio, participates in UB's retail deposit pricing activities, and oversees any ad hoc analysis as needed. Work closely with Retail Product Management and Retail Finance in measuring and tracking financial performance and volumes against established goals. Coordinates with Retail Finance to develop key performance metrics that measure the results of pricing moves and reflect portfolio movements. Coordinates with Treasury to ensure that pricing and portfolio models are appropriately reflected in business plans and forecasts. Acts as a liaison between Retail Banking and Treasury staff to ensure an understanding of retail deposit pricing and customer behaviors. (30%)Directly manages 10 employees: Responsible for directly supervising staff, including interviewing, hiring staff and the termination of staff; recommending salary changes, job promotions; setting work hours, conducting counseling /performance reviews, conducting employee meetings and planning of the staff 's work. (30%)Additional Information: Over 10 years of both management experience and Retail deposit pricing and portfolio management experience, prior experience with deposit elasticity modeling required. 10 years - Functional work. Superior communication and analytical skillsCapable of executing and implementing deposit pricing, portfolio management and non interest income strategiesEffective team work and team building skills.Ability to interface with Senior ManagementPreferred: Graduate degree or equivalent preferred. Reports to SVP Retail Deposit Mgr II. Union Bank offers a competitive compensation and benefits package including a 401K plan. Pre-employment background screening is required for all positions. Union Bank is an equal opportunity employer.2012-03-14 19:40:34United StatesUnion BankCalifornia20468CAIRVINE, CA27139732http://jobs.unionbank.com/xml/27139732/jobUSAIRVINETitle: QUALITY CONTROL COM%27L CREDIT REVIEW OFFICER Location: CALIFORNIA-IRVINE Headquartered in San Francisco, UnionBanCal Corporation is a financial holding company with assets of $89.7 billion at December 31, 2011. Its primary subsidiary, Union Bank, N.A., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle-market companies, and major corporations. The bank operated 414 branches in California, Washington, Oregon, Texas and New York, as well as two international offices, on December 31, 2011. UnionBanCal Corporation is a wholly-owned subsidiary of The Bank of Tokyo-Mitsubishi UFJ, Ltd., which is a subsidiary of Mitsubishi UFJ Financial Group, Inc. Union Bank is a proud member of the Mitsubishi UFJ Financial Group (MUFG, NYSE:MTU), one of the world's largest financial organizations. Visitwww.unionbank.comfor more information. Become part of a team where community, diversity, and exceptional service are part of everyone's job. Invest in you! Invest in your career. Invest in your future. Job Summary: Reporting to the Quality Control Reviewer Team Lead, the Quality Control Reviewer is responsible for performing quality control review in support of the financial spread sheet process. Major Responsibilities: Quality Review (75%): Reviews spread sheet of projections and financial statement spreadsheets for new and existing individual or businesses borrowers to ensure accuracy and completeness of financial spreads with Bank spread sheet policy. Review the spread and footnotes for accuracy and appropriate treatments. Engage resources and subject matter experts as necessary to clarify and/or confirm accounting to determine spread treatments. Reports discrepancies and errors to the Credit Analyst/Team Leader for correction and follows issues through resolution. May work as a back up support to the Credit Analyst to perform spread sheet function as needed. Communication (25%): Act as communication liaison with Business Unit and Credit Executive. * Requires Bachelor's Degree, preferably with a business-related emphasis Accounting, Economics or Finance major preferred or equivalent working experience. * Assumes fluency in Bank systems and processes from 2 years as a Credit Analyst or related experience * Ability to multi task, prioritize and perform the workflow accurately, productively and efficiently. * Requires good verbal, written, interpersonal skills as well as organization and time management skills. * Knowledge of MS Office/Outlook/Word/Excel and Internet proficiency. * Good working knowledge with Moody's Risk Analyst. * Good interpersonal, analytical and reasoning skills. * Demonstrated ability to understand and apply Financial Spread sheet rules consistent with Bank procedures. * Ability to be work effectively within a team environment. Union Bank is committed to leveraging the diverse backgrounds, perspectives, and experiences of our workforce to create opportunities for our people and our business. EOE. M/F/D/V.2012-01-23 08:28:51United StatesUnion BankCalifornia18819CAIRVINE, CA26035823http://jobs.unionbank.com/xml/26035823/jobUSAIRVINETitle: QUALITY CONTROL COM%27L CREDIT REVIEWER OFFICER Location: CALIFORNIA-IRVINE Headquartered in San Francisco, UnionBanCal Corporation is a financial holding company with assets of $84 billion at September 30, 2011. Its primary subsidiary, Union Bank, N.A., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle-market companies, and major corporations. The bank operated 404 full-service branches in California, Washington, Oregon and Texas, as well as two international offices, on September 30, 2011. UnionBanCal Corporation is a wholly-owned subsidiary of The Bank of Tokyo-Mitsubishi UFJ, Ltd., which is a subsidiary of Mitsubishi UFJ Financial Group, Inc. Union Bank is a proud member of the Mitsubishi UFJ Financial Group (MUFG, NYSE:MTU), one of the world's largest financial organizations. Visitwww.unionbank.comfor more information. Become part of a team where community, diversity, and exceptional service are part of everyone's job. Invest in you! Invest in your career. Invest in your future. Job Summary: Reporting to the Quality Control Reviewer Team Lead, the Quality Control Reviewer is responsible for performing quality control review in support of the financial spread sheet process. Major Responsibilities: (75%) Quality Review: Reviews spread sheet of projections and financial statement spreadsheets for new and existing individual or businesses borrowers to ensure accuracy and completeness of financial spreads with Bank spread sheet policy. Review the spread and footnotes for accuracy and appropriate treatments. Engage resources and subject matter experts as necessary to clarify and/or confirm accounting to determine spread treatments. Reports discrepancies and errors to the Credit Analyst/Team Leader for correction and follows issues through resolution. May work as a back up support to the Credit Analyst to perform spread sheet function as needed. (25%) Communication: Act as communication liaison with Business Unit and Credit Executive. * Ability to multi task, prioritize and perform the workflow accurately, productively and efficiently. * Requires good verbal, written, interpersonal skills as well as organization and time management skills. * Strong knowledge of MS Office/Outlook/Word/Excel and Internet proficiency. * Strong working knowledge with Moody's Risk Analyst. * Strong interpersonal, analytical and reasoning skills. * Demonstrated ability to understand and apply Financial Spread sheet rules consistent with Bank procedures. * Ability to be work effectively within a team environment. * Requires Bachelor's Degree, preferably with a business-related emphasis Accounting, Economics or Finance major preferred or equivalent working experience. * Possesses minimum 5 years of experience and in-depth knowledge with financial spreading, quality control, covenant compliance and reporting. Union Bank is committed to leveraging the diverse backgrounds, perspectives, and experiences of our workforce to create opportunities for our people and our business. EOE. M/F/D/V2012-01-20 08:13:50United StatesUnion BankCalifornia19740CAIRVINE, CA26001481http://jobs.unionbank.com/xml/26001481/jobUSAIRVINETitle: COMMERCIAL LOAN UNDERWRITER - BUSINESS BANKING Location: CALIFORNIA-IRVINE Headquartered in San Francisco, UnionBanCal Corporation is a financial holding company with assets of $80.1 billion at June 30, 2011. Its primary subsidiary, Union Bank, N.A., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle-market companies, and major corporations. The bank operated 403 banking offices in California, Washington, Oregon and Texas, as well as two international offices, on June 30, 2011. UnionBanCal Corporation is a wholly-owned subsidiary of The Bank of Tokyo-Mitsubishi UFJ, Ltd., which is a subsidiary of Mitsubishi UFJ Financial Group, Inc. Union Bank is a proud member of the Mitsubishi UFJ Financial Group (MUFG, NYSE:MTU), one of the world's largest financial organizations. Visitwww.unionbank.comfor more information. Job Summary: Provide credit underwriting and portfolio maintenance supporting Business Banking in the extension of credit. Work closely with the Team Leader or Senior Credit Executive to structure transactions and assess risks along with the collaboration of the Relationship Managers. Play an integral role in ensuring data integrity of the portfolio and establishing appropriate risk. Major Responsibilities: 60%: Manage a portfolio of credits including the underwriting of new and renewed loans for borrowers and credit structured for Business Banking Market. This may also include borrowers with higher risk profiles. Ensure that portfolio management is consistent with Bank's current policies and practices. Interface with Regional Vice Presidents, Relationship Managers and Credit Administration to ensure credits fit within Bank's credit risk appetite. Maintain regular contact with Relationship Managers to ensure customer satisfaction. 30%: Effectively manage and monitor risks of the portfolio including appropriate risk grading. Prepare quarterly PLR/Watch Reports. Track, report and communicate portfolio trends, including trends in criticized/classified and Watch List credits. Demonstrates knowledge of and is sensitive to the current regulatory environment; adheres to the Bank's Risk Vision, and risk management policies and programs; recognizes and proactively addresses risk (including but not limited to those associated with Bank Secrecy Act, anti-money laundering, consumer compliance, fair lending, fiduciary responsibilities, and privacy); identifies and appropriately manages risk. Participate in the ongoing Quality Control process. Responsible for data integrity of the portfolio. 10%: Assist in the coaching and training of Credit Associates and Credit Executives. Participate in special projects and task forces as needed. Job Summary: Provide credit underwriting and portfolio maintenance supporting Business Banking in the extension of credit. Work closely with the Team Leader or Senior Credit Executive to structure transactions and assess risks along with the collaboration of the Relationship Managers. Play an integral role in ensuring data integrity of the portfolio and establishing appropriate risk. Major Responsibilities: 60%: Manage a portfolio of credits including the underwriting of new and renewed loans for borrowers and credit structured for Business Banking Market. This may also include borrowers with higher risk profiles. Ensure that portfolio management is consistent with Bank's current policies and practices. Interface with Regional Vice Presidents, Relationship Managers and Credit Administration to ensure credits fit within Bank's credit risk appetite. Maintain regular contact with Relationship Managers to ensure customer satisfaction. 30%: Effectively manage and monitor risks of the portfolio including appropriate risk grading. Prepare quarterly PLR/Watch Reports. Track, report and communicate portfolio trends, including trends in criticized/classified and Watch List credits. Demonstrates knowledge of and is sensitive to the current regulatory environment; adheres to the Bank's Risk Vision, and risk management policies and programs; recognizes and proactively addresses risk (including but not limited to those associated with Bank Secrecy Act, anti-money laundering, consumer compliance, fair lending, fiduciary responsibilities, and privacy); identifies and appropriately manages risk. Participate in the ongoing Quality Control process. Responsible for data integrity of the portfolio. 10%: Assist in the coaching and training of Credit Associates and Credit Executives. Participate in special projects and task forces as needed. Additional Information: Strong verbal and written skills. Excellent credit skills. Effective interpersonal skills. Typically requires a BA or BS degree or equivalent work experience, plus up to 10 years of technical experience. Union Bank is committed to leveraging the diverse backgrounds, perspectives, and experiences of our workforce to create opportunities for our people and our business. EOE. M/F/D/V2011-12-08 13:52:44United StatesUnion BankCalifornia19332CAIRVINE, CA25248293http://jobs.unionbank.com/xml/25248293/jobUSAIRVINETitle: PRIVATE CLIENT ADVISOR - Orange County Location: CALIFORNIA-IRVINE Headquartered in San Francisco, UnionBanCal Corporation is a financial holding company with assets of $84 billion at September 30, 2011. Its primary subsidiary, Union Bank, N.A., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle-market companies, and major corporations. The bank operated 404 full-service branches in California, Washington, Oregon and Texas, as well as two international offices, on September 30, 2011. UnionBanCal Corporation is a wholly-owned subsidiary of The Bank of Tokyo-Mitsubishi UFJ, Ltd., which is a subsidiary of Mitsubishi UFJ Financial Group, Inc. Union Bank is a proud member of the Mitsubishi UFJ Financial Group (MUFG, NYSE:MTU), one of the world's largest financial organizations. Visitwww.unionbank.comfor more information. Become part of a team where community, diversity and exceptional service are part of everyone's job. Invest in you! Job Summary: Superior record of new business development across the wealth management product spectrum. Proven leadership capabilities. Demonstrated superior knowledge and implementation of the bank's branded sales process. Ability to manage the most complex high-profitability client relationships. Possessing thorough knowledge of Private Bank products (Wealth Planning, Investments, Insurance, Trust, Loans, Deposits) and policies. Responsible for managing a portfolio of clients with a minimum of $2.5 MM to $3 MM in annual profitability to the bank and 75-125 client relationships. Reporting to a Wealth Market Executive, the Private Client Advisor is responsible for the overall growth and ongoing management of a portfolio of high net worth clients. Drives the Private Bank sales process for investments, private banking, trust & estates and insurance by identifying qualified potential clients and leveraging wealth planning. Initiates contacts, assesses needs, presents array of products and services, and closes sales. Responsible for the growth and profitability of large, complex relationships as well as the ongoing management and total servicing of the client relationship. In close collaboration with the Private Bank Team, proactively advises and consults with clients to maximize their usage of all Private Bank capabilities and monitors client portfolio to ensure profitability and deliver a positive client experience. Major Responsibilities: 60% Business Development- Identify clients for The Private Bank through research and use of resources, including referrals from outside the Bank, existing clients, commercial/retail partners, and other Private Bank partners. Proactively advises and consults with existing clients to maximize their service usage and monitors client portfolio to ensure profitability.Meet with prospects as needed, often outside the office to present the capabilities of The Private Bank. Drives the Private Bank sales process across the wealth management spectrum including wealth planning, investments, private banking, trust & estate services and Insurance to proactively identify the needs of the prospects, matching appropriate products and services and ensuring a team delivery approach by including appropriate specialists within the Private Bank. Act as advisor by anticipating needs relative to the high net worth segment to ensure maximum profitability and cross-sell opportunities are met by monitoring each client's account and service use as well as changes in their Life. Consult with clients as to various services or product that would be most advantageous for them and keep them aware of new strategies and market trends that would affect them. Provide various options considering tax implications, estate planning, risk tolerance levels and introductions to the appropriate Private Bank team member to maximize multiple team touch points per client and greater client satisfaction.Thoughtfully plan the introduction of clients to other areas of the Bank for special needs. 20% Teaming- Detail specific actions to introduce Private Bank team members to prospects by embracing, leveraging and leading the team through the Private Bank sales process. Acts as the "quarterback" for the Private Bank team to ensure both new sales and client retention goals are achieved. NOTE: greater time will be devoted to "teaming" during early development of their books of business. 20% Service- Ensure proper handling of service programs and respond to problems clients may experience with the handling of their accounts by pro-actively communicating with clients and coordinating the efforts of the internal team.Demonstrates knowledge of and is sensitive to the current regulatory environment; adheres to the Bank's Risk Vision, and risk management policies and programs; recognizes and proactively addresses risk (including but not limited to those associated with Bank Secrecy Act, anti-money laundering, consumer compliance, fair lending, fiduciary responsibilities, and privacy); identifies and appropriately manages risks. Additional Information: Experience in a team based partnering oriented model with individual accountability, with a track record of successful sales. Strong negotiating skills and client facing presence. Ability to engage clients in their investments strategy to obtain a "win" opportunity. Ability to identify client needs and related bank services; sells the concept of relationship banking. Ability to prospect, anticipate needs and close sales. Communicate effectively with clients of varying levels of business or financial sophistication. Ability to work with other teams and as a team member. College degree required with an expected exceptional level of professional experience and training. Series 7, 66, (63& 65) and Life and Health Licensed. Certified Financial Planner strongly preferred; MBA or CFA beneficial. Proficient knowledge of computer skills. This position may be subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. If at any time the Bank determines that your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in your immediate termination. Union Bank is committed to leveraging the diverse backgrounds, perspectives, and experiences of our workforce to create opportunities for our people and our business. EOE. M/F/D/V2011-12-01 08:04:47United StatesUnion BankCalifornia19228CAIRVINE, CA25125574http://jobs.unionbank.com/xml/25125574/job