[{"country_short": "USA", "city": "SAN DIEGO", "description": "Title: TERM EMPYMT-NONEXEMPT- RETAIL UNDERWRITER III (San Diego)\nLocation: CALIFORNIA-SAN DIEGO\n\nInvest in your career. Invest in your future.\n\nAt Union Bank, our people are our greatest asset. We are one of the largest banks in California with a longstanding reputation for professional training and career development. In addition to investing in our employees, Union Bank has established a generous community reinvestment program that works to uplift communities and watch them grow. We invest in a diverse workforce as our employees come from many different backgrounds, bringing with them different experiences and perspectives.\n\nBecome part of a team where community, diversity, and exceptional service are part of everyone's job.Invest in you!\n\nHeadquartered in San Francisco, UnionBanCal Corporation is a financial holding company with assets of $92.3 billion at March 31, 2012. Its primary subsidiary, Union Bank, N.A., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle-market companies, and major corporations. The bank operates 407 branches in California, Washington, Oregon, Texas, New York and Illinois, as well as two international offices. UnionBanCal Corporation is a wholly-owned subsidiary of The Bank of Tokyo-Mitsubishi UFJ, Ltd., which is a subsidiary of Mitsubishi UFJ Financial Group, Inc. Union Bank is a proud member of the Mitsubishi UFJ Financial Group (MUFG, NYSE:MTU), one of the world's largest financial organizations. Visitwww.unionbank.comfor more information. \nTerm employment is an employment status in which the Bank hires an individual for a designated period of time, not exceeding 2 years. The term employee can perform any job function within the Bank, receiving all the benefits of a regular status employee, except separation pay programs, merit increases, job posting capabilities or holding a corporate title. If you are converted to a regular employment status position or are hired in a different regular employment status position within the Bank, the time worked as a term employee will count towards all benefits.\n\nWe are looking for a qualified candidate to work in our Retail Underwriting department as an Underwriter III for a period of six months.\n\nJob Responsibilities:\n\n\nEvaluate and underwrite complex, high risk loan applications. Analyze possible loans for the Secondary Market sale; ensure the loans meet the Secondary Market requirements.\n\nReview loan approval conditions prior to funding of loans.\nAnalyze requests for exceptions to Bank policy and determine acceptability to the Bank's risk requirements.\n\nCommunicate with residential lending sales and operations staff regarding loan decisions, conditions, scenarios and underwriting guidelines.\n\nProvide training and work direction to lower level Underwriters.\n\nMay require supervision of staff during the manager's absence. Perform other duties as assigned.\n\n\nTypically requires a BA or BS degree and 3 to 5 years of technical experience.\n\nMinimum of five years of manual underwriting experience.\n\nAdvanced knowledge of Freddie Mac and Fannie Mae underwriting and appraisal guidelines.\n\nSupervisory experience preferable.\n\n\nUnion Bank is committed to leveraging the diverse backgrounds, perspectives, and experiences of our workforce to create opportunities for our people and our business. EOE. M/F/D/V. Union Bank offers a competitive compensation and benefits package including a 401K plan. Pre-employment background screening is required for all positions.", "date_new": "2012-05-17 18:55:04", "url": "http://jobs.unionbank.com/xml/28764760/job", "country": "United States", "company": "Union Bank", "title": "TERM EMPYMT-NONEXEMPT- RETAIL UNDERWRITER III (San Diego)", "reqid": "21360", "state": "California", "state_short": "CA", "location": "SAN DIEGO, CA", "uid": 28764760}]